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No, the British did not steal $45 trillion from India

This is an updated copy of the version on BadHistory. I plan to update it in accordance with the feedback I got.
I'd like to thank two people who will remain anonymous for helping me greatly with this post (you know who you are)
Three years ago a festschrift for Binay Bhushan Chaudhuri was published by Shubhra Chakrabarti, a history teacher at the University of Delhi and Utsa Patnaik, a Marxist economist who taught at JNU until 2010.
One of the essays in the festschirt by Utsa Patnaik was an attempt to quantify the "drain" undergone by India during British Rule. Her conclusion? Britain robbed India of $45 trillion (or £9.2 trillion) during their 200 or so years of rule. This figure was immensely popular, and got republished in several major news outlets (here, here, here, here (they get the number wrong) and more recently here), got a mention from the Minister of External Affairs & returns 29,100 results on Google. There's also plenty of references to it here on Reddit.
Patnaik is not the first to calculate such a figure. Angus Maddison thought it was £100 million, Simon Digby said £1 billion, Javier Estaban said £40 million see Roy (2019). The huge range of figures should set off some alarm bells.
So how did Patnaik calculate this (shockingly large) figure? Well, even though I don't have access to the festschrift, she conveniently has written an article detailing her methodology here. Let's have a look.
How exactly did the British manage to diddle us and drain our wealth’ ? was the question that Basudev Chatterjee (later editor of a volume in the Towards Freedom project) had posed to me 50 years ago when we were fellow-students abroad.
This is begging the question.
After decades of research I find that using India’s commodity export surplus as the measure and applying an interest rate of 5%, the total drain from 1765 to 1938, compounded up to 2016, comes to £9.2 trillion; since $4.86 exchanged for £1 those days, this sum equals about $45 trillion.
This is completely meaningless. To understand why it's meaningless consider India's annual coconut exports. These are almost certainly a surplus but the surplus in trade is countered by the other country buying the product (indeed, by definition, trade surpluses contribute to the GDP of a nation which hardly plays into intuitive conceptualisations of drain).
Furthermore, Dewey (2019) critiques the 5% interest rate.
She [Patnaik] consistently adopts statistical assumptions (such as compound interest at a rate of 5% per annum over centuries) that exaggerate the magnitude of the drain
Moving on:
The exact mechanism of drain, or transfers from India to Britain was quite simple.
Convenient.
Drain theory possessed the political merit of being easily grasped by a nation of peasants. [...] No other idea could arouse people than the thought that they were being taxed so that others in far off lands might live in comfort. [...] It was, therefore, inevitable that the drain theory became the main staple of nationalist political agitation during the Gandhian era.
- Chandra et al. (1989)
The key factor was Britain’s control over our taxation revenues combined with control over India’s financial gold and forex earnings from its booming commodity export surplus with the world. Simply put, Britain used locally raised rupee tax revenues to pay for its net import of goods, a highly abnormal use of budgetary funds not seen in any sovereign country.
The issue with figures like these is they all make certain methodological assumptions that are impossible to prove. From Roy in Frankema et al. (2019):
the "drain theory" of Indian poverty cannot be tested with evidence, for several reasons. First, it rests on the counterfactual that any money saved on account of factor payments abroad would translate into domestic investment, which can never be proved. Second, it rests on "the primitive notion that all payments to foreigners are "drain"", that is, on the assumption that these payments did not contribute to domestic national income to the equivalent extent (Kumar 1985, 384; see also Chaudhuri 1968). Again, this cannot be tested. [...] Fourth, while British officers serving India did receive salaries that were many times that of the average income in India, a paper using cross-country data shows that colonies with better paid officers were governed better (Jones 2013).
Indeed, drain theory rests on some very weak foundations. This, in of itself, should be enough to dismiss any of the other figures that get thrown out. Nonetheless, I felt it would be a useful exercise to continue exploring Patnaik's take on drain theory.
The East India Company from 1765 onwards allocated every year up to one-third of Indian budgetary revenues net of collection costs, to buy a large volume of goods for direct import into Britain, far in excess of that country’s own needs.
So what's going on here? Well Roy (2019) explains it better:
Colonial India ran an export surplus, which, together with foreign investment, was used to pay for services purchased from Britain. These payments included interest on public debt, salaries, and pensions paid to government offcers who had come from Britain, salaries of managers and engineers, guaranteed profts paid to railway companies, and repatriated business profts. How do we know that any of these payments involved paying too much? The answer is we do not.
So what was really happening is the government was paying its workers for services (as well as guaranteeing profits - to promote investment - something the GoI does today Dalal (2019), and promoting business in India), and those workers were remitting some of that money to Britain. This is hardly a drain (unless, of course, Indian diaspora around the world today are "draining" it). In some cases, the remittances would take the form of goods (as described) see Chaudhuri (1983):
It is obvious that these debit items were financed through the export surplus on merchandise account, and later, when railway construction started on a large scale in India, through capital import. Until 1833 the East India Company followed a cumbersome method in remitting the annual home charges. This was to purchase export commodities in India out of revenue, which were then shipped to London and the proceeds from their sale handed over to the home treasury.
While Roy's earlier point argues better paid officers governed better, it is honestly impossible to say what part of the repatriated export surplus was a drain, and what was not. However calling all of it a drain is definitely misguided.
It's worth noting that Patnaik seems to make no attempt to quantify the benefits of the Raj either, Dewey (2019)'s 2nd criticism:
she [Patnaik] consistently ignores research that would tend to cut the economic impact of the drain down to size, such as the work on the sources of investment during the industrial revolution (which shows that industrialisation was financed by the ploughed-back profits of industrialists) or the costs of empire school (which stresses the high price of imperial defence)

Since tropical goods were highly prized in other cold temperate countries which could never produce them, in effect these free goods represented international purchasing power for Britain which kept a part for its own use and re-exported the balance to other countries in Europe and North America against import of food grains, iron and other goods in which it was deficient.
Re-exports necessarily adds value to goods when the goods are processed and when the goods are transported. The country with the largest navy at the time would presumably be in very good stead to do the latter.
The British historians Phyllis Deane and WA Cole presented an incorrect estimate of Britain’s 18th-19th century trade volume, by leaving out re-exports completely. I found that by 1800 Britain’s total trade was 62% higher than their estimate, on applying the correct definition of trade including re-exports, that is used by the United Nations and by all other international organisations.
While interesting, and certainly expected for such an old book, re-exporting necessarily adds value to goods.
When the Crown took over from the Company, from 1861 a clever system was developed under which all of India’s financial gold and forex earnings from its fast-rising commodity export surplus with the world, was intercepted and appropriated by Britain. As before up to a third of India’s rising budgetary revenues was not spent domestically but was set aside as ‘expenditure abroad’.
So, what does this mean? Britain appropriated all of India's earnings, and then spent a third of it aboard? Not exactly. She is describing home charges see Roy (2019) again:
Some of the expenditures on defense and administration were made in sterling and went out of the country. This payment by the government was known as the Home Charges. For example, interest payment on loans raised to finance construction of railways and irrigation works, pensions paid to retired officers, and purchase of stores, were payments in sterling. [...] almost all money that the government paid abroad corresponded to the purchase of a service from abroad. [...] The balance of payments system that emerged after 1800 was based on standard business principles. India bought something and paid for it. State revenues were used to pay for wages of people hired abroad, pay for interest on loans raised abroad, and repatriation of profits on foreign investments coming into India. These were legitimate market transactions.
Indeed, if paying for what you buy is drain, then several billions of us are drained every day.
The Secretary of State for India in Council, based in London, invited foreign importers to deposit with him the payment (in gold, sterling and their own currencies) for their net imports from India, and these gold and forex payments disappeared into the yawning maw of the SoS’s account in the Bank of England.
It should be noted that India having two heads was beneficial, and encouraged investment per Roy (2019):
The fact that the India Office in London managed a part of the monetary system made India creditworthy, stabilized its currency, and encouraged foreign savers to put money into railways and private enterprise in India. Current research on the history of public debt shows that stable and large colonies found it easier to borrow abroad than independent economies because the investors trusted the guarantee of the colonist powers.

Against India’s net foreign earnings he issued bills, termed Council bills (CBs), to an equivalent rupee value. The rate (between gold-linked sterling and silver rupee) at which the bills were issued, was carefully adjusted to the last farthing, so that foreigners would never find it more profitable to ship financial gold as payment directly to Indians, compared to using the CB route. Foreign importers then sent the CBs by post or by telegraph to the export houses in India, that via the exchange banks were paid out of the budgeted provision of sums under ‘expenditure abroad’, and the exporters in turn paid the producers (peasants and artisans) from whom they sourced the goods.
Sunderland (2013) argues CBs had two main roles (and neither were part of a grand plot to keep gold out of India):
Council bills had two roles. They firstly promoted trade by handing the IO some control of the rate of exchange and allowing the exchange banks to remit funds to India and to hedge currency transaction risks. They also enabled the Indian government to transfer cash to England for the payment of its UK commitments.

The United Nations (1962) historical data for 1900 to 1960, show that for three decades up to 1928 (and very likely earlier too) India posted the second highest merchandise export surplus in the world, with USA in the first position. Not only were Indians deprived of every bit of the enormous international purchasing power they had earned over 175 years, even its rupee equivalent was not issued to them since not even the colonial government was credited with any part of India’s net gold and forex earnings against which it could issue rupees. The sleight-of-hand employed, namely ‘paying’ producers out of their own taxes, made India’s export surplus unrequited and constituted a tax-financed drain to the metropolis, as had been correctly pointed out by those highly insightful classical writers, Dadabhai Naoroji and RCDutt.
It doesn't appear that others appreciate their insight Roy (2019):
K. N. Chaudhuri rightly calls such practice ‘confused’ economics ‘coloured by political feelings’.

Surplus budgets to effect such heavy tax-financed transfers had a severe employment–reducing and income-deflating effect: mass consumption was squeezed in order to release export goods. Per capita annual foodgrains absorption in British India declined from 210 kg. during the period 1904-09, to 157 kg. during 1937-41, and to only 137 kg by 1946.
Dewey (1978) points out reliability issues with Indian agriculutural statistics, however this calorie decline persists to this day. Some of it is attributed to less food being consumed at home Smith (2015), a lower infectious disease burden Duh & Spears (2016) and diversified diets Vankatesh et al. (2016).
If even a part of its enormous foreign earnings had been credited to it and not entirely siphoned off, India could have imported modern technology to build up an industrial structure as Japan was doing.
This is, unfortunately, impossible to prove. Had the British not arrived in India, there is no clear indication that India would've united (this is arguably more plausible than the given counterfactual1). Had the British not arrived in India, there is no clear indication India would not have been nuked in WW2, much like Japan. Had the British not arrived in India, there is no clear indication India would not have been invaded by lizard people, much like Japan. The list continues eternally.
Nevertheless, I will charitably examine the given counterfactual anyway. Did pre-colonial India have industrial potential? The answer is a resounding no.
From Gupta (1980):
This article starts from the premise that while economic categories - the extent of commodity production, wage labour, monetarisation of the economy, etc - should be the basis for any analysis of the production relations of pre-British India, it is the nature of class struggles arising out of particular class alignments that finally gives the decisive twist to social change. Arguing on this premise, and analysing the available evidence, this article concludes that there was little potential for industrial revolution before the British arrived in India because, whatever might have been the character of economic categories of that period, the class relations had not sufficiently matured to develop productive forces and the required class struggle for a 'revolution' to take place.
A view echoed in Raychaudhuri (1983):
Yet all of this did not amount to an economic situation comparable to that of western Europe on the eve of the industrial revolution. Her technology - in agriculture as well as manufacturers - had by and large been stagnant for centuries. [...] The weakness of the Indian economy in the mid-eighteenth century, as compared to pre-industrial Europe was not simply a matter of technology and commercial and industrial organization. No scientific or geographical revolution formed part of the eighteenth-century Indian's historical experience. [...] Spontaneous movement towards industrialisation is unlikely in such a situation.
So now we've established India did not have industrial potential, was India similar to Japan just before the Meiji era? The answer, yet again, unsurprisingly, is no. Japan's economic situation was not comparable to India's, which allowed for Japan to finance its revolution. From Yasuba (1986):
All in all, the Japanese standard of living may not have been much below the English standard of living before industrialization, and both of them may have been considerably higher than the Indian standard of living. We can no longer say that Japan started from a pathetically low economic level and achieved a rapid or even "miraculous" economic growth. Japan's per capita income was almost as high as in Western Europe before industrialization, and it was possible for Japan to produce surplus in the Meiji Period to finance private and public capital formation.
The circumstances that led to Meiji Japan were extremely unique. See Tomlinson (1985):
Most modern comparisons between India and Japan, written by either Indianists or Japanese specialists, stress instead that industrial growth in Meiji Japan was the product of unique features that were not reproducible elsewhere. [...] it is undoubtably true that Japan's progress to industrialization has been unique and unrepeatable
So there you have it. Unsubstantiated statistical assumptions, calling any number you can a drain & assuming a counterfactual for no good reason gets you this $45 trillion number. Hopefully that's enough to bury it in the ground.
1. Several authors have affirmed that Indian identity is a colonial artefact. For example see Rajan 1969:
Perhaps the single greatest and most enduring impact of British rule over India is that it created an Indian nation, in the modern political sense. After centuries of rule by different dynasties overparts of the Indian sub-continent, and after about 100 years of British rule, Indians ceased to be merely Bengalis, Maharashtrians,or Tamils, linguistically and culturally.
or see Bryant 2000:
But then, it would be anachronistic to condemn eighteenth-century Indians, who served the British, as collaborators, when the notion of 'democratic' nationalism or of an Indian 'nation' did not then exist. [...] Indians who fought for them, differed from the Europeans in having a primary attachment to a non-belligerent religion, family and local chief, which was stronger than any identity they might have with a more remote prince or 'nation'.

Bibliography

Chakrabarti, Shubra & Patnaik, Utsa (2018). Agrarian and other histories: Essays for Binay Bhushan Chaudhuri. Colombia University Press
Hickel, Jason (2018). How the British stole $45 trillion from India. The Guardian
Bhuyan, Aroonim & Sharma, Krishan (2019). The Great Loot: How the British stole $45 trillion from India. Indiapost
Monbiot, George (2020). English Landowners have stolen our rights. It is time to reclaim them. The Guardian
Tsjeng, Zing (2020). How Britain Stole $45 trillion from India with trains | Empires of Dirt. Vice
Chaudhury, Dipanjan (2019). British looted $45 trillion from India in today’s value: Jaishankar. The Economic Times
Roy, Tirthankar (2019). How British rule changed India's economy: The Paradox of the Raj. Palgrave Macmillan
Patnaik, Utsa (2018). How the British impoverished India. Hindustan Times
Tuovila, Alicia (2019). Expenditure method. Investopedia
Dewey, Clive (2019). Changing the guard: The dissolution of the nationalist–Marxist orthodoxy in the agrarian and agricultural history of India. The Indian Economic & Social History Review
Chandra, Bipan et al. (1989). India's Struggle for Independence, 1857-1947. Penguin Books
Frankema, Ewout & Booth, Anne (2019). Fiscal Capacity and the Colonial State in Asia and Africa, c. 1850-1960. Cambridge University Press
Dalal, Sucheta (2019). IL&FS Controversy: Centre is Paying Up on Sovereign Guarantees to ADB, KfW for Group's Loan. TheWire
Chaudhuri, K.N. (1983). X - Foreign Trade and Balance of Payments (1757–1947). Cambridge University Press
Sunderland, David (2013). Financing the Raj: The City of London and Colonial India, 1858-1940. Boydell Press
Dewey, Clive (1978). Patwari and Chaukidar: Subordinate officials and the reliability of India’s agricultural statistics. Athlone Press
Smith, Lisa (2015). The great Indian calorie debate: Explaining rising undernourishment during India’s rapid economic growth. Food Policy
Duh, Josephine & Spears, Dean (2016). Health and Hunger: Disease, Energy Needs, and the Indian Calorie Consumption Puzzle. The Economic Journal
Vankatesh, P. et al. (2016). Relationship between Food Production and Consumption Diversity in India – Empirical Evidences from Cross Section Analysis. Agricultural Economics Research Review
Gupta, Shaibal (1980). Potential of Industrial Revolution in Pre-British India. Economic and Political Weekly
Raychaudhuri, Tapan (1983). I - The mid-eighteenth-century background. Cambridge University Press
Yasuba, Yasukichi (1986). Standard of Living in Japan Before Industrialization: From what Level did Japan Begin? A Comment. The Journal of Economic History
Tomblinson, B.R. (1985). Writing History Sideways: Lessons for Indian Economic Historians from Meiji Japan. Cambridge University Press
Rajan, M.S. (1969). The Impact of British Rule in India. Journal of Contemporary History
Bryant, G.J. (2000). Indigenous Mercenaries in the Service of European Imperialists: The Case of the Sepoys in the Early British Indian Army, 1750-1800. War in History
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BrokerXP Reviews

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IQ.Cash - the first cryptocurrency trading platform for your traders, investors and miners with the Flits application

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10. Go to Personal Tab Go to Personal Tab and click Fee and payments. The page then displays various addresses. Copy the FLS fee deposit address. Also, you can read through the other information below about their fees system.
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13. Start MasterNode Finally, Got to Nodes list and click on ‘Start node’.
CONCLUSION
Here you go, you are done creating and holding a MasterNode (and it’s free!) You can see that it’s super easy to get a MasterNode and begin to enjoy the immense benefits that the MasterNode provides for you as an inveator. With at least 3000IQ, you are eligible to purchase and hold a MasterNode.
With MasterNode and Algorithm consensus (PoW), IQ.Cash investors can trade seamlessly on the platform and other exchanges and be entitled to an income of 57 percent from the block.
USEFUL LINKS:
Website: https://iq.cash/ Discord: https://discord.gg/qekuX6r Masternode: https://tradersfair.com/1501-how-to-create-iq-cash-masternode-in-flits/?utm\_source=bountycampaign&utm\_medium=masternode&utm\_campaign=bounty Github: https://github.com/IQ-Cash/iqcash/releases Youtube: https://www.youtube.com/finexpo ANN thread: https://bitcointalk.org/index.php?topic=4360591 Twitter: https://twitter.com/IQ\_Crypto Telegram: https://t.me/IQ\_cash Wallets: https://iq.cash Explorer: https://explorer.iq.cash/
Username : Spartacus1971
Profile : https://bitcointalk.org/index.php?action=profile;u=2587769
submitted by Nowrinjahanpospu to ICOAnalysis [link] [comments]

Trip Planning Step-by-Step Guide

Planning for a trip is a very tiring, yet one of the most exciting thing in my opinion.
I do a very extensive planning, and at times I plan an itinerary even when I don't have any upcoming travel plans. I also enjoy taking inspiration fro other people itinerary.
Although, I feel that there is too much information out there. Lot of effort goes into figuring out, what information is to be used and what is to be ignored.
Step by Step guide on how to plan your next trip - deciding destinations, booking flight and stay, preparing for trip and having fun while traveling.

1. Shortlisting BROAD region or country to visit

Deciding the region to travel to depends on below two factors, in the order decided by personal situation and priority (a must-try experience or activity Versus save some money)

Interest or Flavour of the trip and Dates

Budget

Number of travellers is a factor. I travel economy and I stay in affordable hotels.
Output: Broad region or country which can be visited (i.e. Europe/ SEA / LatAm/ Asia / Oceania / NorAm or slightly more specific Maldives/ Mauritius / French Polynesia / Caribbean)

2. Narrow down on Country to visit -

Decide on the primary/ landing country

Flight search for deals around travel dates Seasonality: not extreme temperature, not too hot (I prefer shoulder seasons) Crowd: not very crowded, but also not deserted ( else, lot of attractions and restaurants are closed down) Remove countries which have any safety concerns around travel dates

For tie-breaker between 2 destinations

Popular festivals Food preference Language comfort and friendly locals What wife says!
Output: Landing country for the trip is finalised

3. Book the onward/return Flight or Train tickets

With good research, (one-way to A + A to B + one-way from B) is cheaper than (two-way from A)
Output: Flight tickets booked

4. Finalise Itinerary - Cities and number of days

I try to stay a minimum of 3 days in a city, so that the only things I remember isn't airport, transit, and hotel check-ins.
Output: A day-wise and city-wise itinerary planned out in a shareable Google sheet, Excel or tool

5. Book Internal commute

Commute can broadly be
(An overnight commute, will save you from booking a stay in the hotel for that night)
Output: Internal Commute booked and and added to itinerary tool

6. Book Stay or Hotels

This is the impossible trinity of stay. Normally, you get only 2 out of the 3 among ( Good Location, Good Amenities, Good Price)

Location or area of city to stay in

*City - Centre (nearby attractions, happening, expensive) VS Outskirts ( faraway attractions, quiet, affordable)

Amenities or comfort of Stay

Budget or Price per might

I research on hotel booking website and read detailed reviews.
Output: Stay Booked and added to itinerary tool

7. To-Do list and shared folder -

Create and execute To-Do List

Shared Folder: Add all flight and hotel bookings and important docs to this and share with co-travellers

Output: All basic and mandatory things planned for the trip

8. Plan activities for the trip

I keep this part of the trip slightly flexible. While, I have 4-5 top things to do( per city ) figured out before the start of trip, for other things, I explore things on the go.
Output: You are 90% ready for the trip

9. Get ready for the trip

Output: Start your trip

10. Enjoy your trip

Output: Have a fun trip

11. Go back to Step 1. Start planning for your next trip

While I come back with great memories and share my travel stories. I start planning for my next trip, having no idea of when to go or where to go.
Original post at Best Trip planning guide on Tripspell
submitted by Tripspell to TripPlanners [link] [comments]

How do you plan your travel? What tools do you use? I follow the following steps.

How do you plan your travel? What tools do you use? I follow the following steps.
Planning for a trip is a very tiring, yet one of the most exciting thing in my opinion.
I do a very extensive planning, and at times I plan an itinerary even when I don't have any upcoming travel plans. I also enjoy taking inspiration from other people itinerary.
Although, I feel that there is too much information out there. Lot of effort goes into figuring out, what information is to be used and what is to be ignored. (List of tools I use are mentioned at the end of the article)

Disclaimer: There is no perfect way to plan a trip. This is how I do it, and still there are lot more things to it, and one post won't do justice to it. I would love to know how you plan your travel.

1. Shortlisting BROAD region or country to visit

Below two factors in the order decided by personal situation and priority (a must-try experience or activity Versus save some money)
  • Interest / Flavour of the trip + Dates
  1. Activities: Mountains / Beach / Museums/ History / Road trip/ Culture (Adventure/ Relaxing/ Romantic / Family)
  2. Dates of Travel: broad idea of month or holiday season

  • Budget (number of travellers is a factor) ( I travel economy and I stay in affordable hotels)
  1. Flight/ Train prices: broad range around $100 / $500 / $1000 two-way ( nearby / little far / very far)
  2. Stay prices: broad range around $30 / $100 / $200 per night ($100 in Bali gets a private villa with pool VS a dingy room in Paris, but assuming a viable stay experience, some places won't offer anything decent for less than $200/300)
  3. Intercity/ Intracity commute: affordable public transport VS semi-affordable car rental (toll/ one way/ two way) VS depends-on-location Taxi services VS expensive private drops (island destinations)

Output: Broad region or country which can be visited eg: Europe/ SEA / LatAm 

2. Narrow down on Country to visit

  • Decide on the primary/ landing country
  1. Flight search for deals around travel dates
  2. Seasonality: not extreme temperature, not too hot (I prefer shoulder seasons)
  3. Crowd: not very crowded, but also not deserted ( else, lot of attractions and restaurants are closed down)
  4. Remove countries which have any safety concerns around travel dates
  • For tie-breaker between 2 destinations
  1. Popular festivals
  2. Food preference
  3. Language comfort and friendly locals
  4. What wife says!

Output: Landing country for the trip is finalised 

3. Book the onward/return Flight or Train tickets

  • Two-way flight: if budget is a constraint + good return flight deal is available + not going to far away destinations on trip
  • One-way flight: if return destination could be different then just book onward flight
with good research, (one-way to A + A to B + one-way from B) is cheaper than (two-way from A)
Output: Flight tickets booked

4. Finalise Itinerary - Cities and number of days

  1. Interests of yours and co-travellers
  2. Commute time/ convenience
  3. Return city is same or different (circular trip or linear trip)
I try to stay a minimum of 3 days in a city, so that the only things I remember isn't airport, transit, and hotel check-ins.
Output: A day-wise and city-wise itinerary planned out in a shareable Google sheet, Excel or tool 

5. Book Internal commute

Commute can broadly be
  • Public transport: I prefer Trains/Buses in Europe, Flights in Asia/SEA
  • Car Rental: Freedom to explore at will. Two-way rental only makes sense. Toll fee, Parking to be taken into account.
  • Private Transport: Island destinations where the resorts arrange your commute
(An overnight commute, will save you from booking a stay in the hotel for that night)
Output: Internal Commute booked and and added to itinerary tool 

6. Book Stay or Hotels

This is the impossible trinity of stay. You get normally only 2 out of the 3 among ( Good Location, Good Amenities, Good Price)
  • Location or area of city to stay in
  1. City - Centre (nearby attractions, happening, expensive) VS Outskirts ( faraway attractions, quiet, affordable)
  2. Prefer day-trips VS spending time in the city (parking is a concern)
  3. Safety of area and connectivity
  • Amenities or comfort of Stay
  1. Hotel VS Hostel VS Airbnb ( meet fellow travellers, party, stay with locals, keep to yourself)
  2. Amenities: Kitchen, Pool, Gym, Pet-Friendly
  • Budget or Price per might
I research on hotel booking website and read detailed reviews.
Output: Stay Booked and added to itinerary tool 

7. To-Do list and shared folder

  • Create and execute To-Do List
  1. Visa, Travel Insurance, Health care
  2. Packing list: based on season, activity planned
  3. Shopping list: based on season, activity planned
  • Shared Folder: Add all flight and hotel bookings and important docs to this and share with co-travellers

Output: All basic and mandatory things planned for the trip 

8. Plan activities for the trip

I keep this part of the trip slightly flexible. While, I have 4-5 top things to do( per city ) figured out before the start of trip, for other things, I explore things on the go.
  • Research things to do: read about activities and food you want to try on blogs, google, tripadvisor, lonelyplanet, youtube etc.
  • Bookmark activities: bookmark or notes tool, Google maps, Tripadvisor, Trip Planing tool
  • Book activities: some popular activities, events tickets or a restaurant you want to visit, have to be booked in advance

Output: You are 90% ready for the trip 

9. Get ready for the trip

  • Pack your things - necessary travel documents (passport, visa)
  • Online check-in of flights
  • Download offline Google maps
  • Sort out payment (Currency, Forex cards etc.)
  • Google translate or popular phrases
  • Important and emergency contacts noted down
  • Inform your family about your plan in case of emergency
  • Sort out your airport/station to hotel commute
  • Inform hotels about any additional requirements
  • Research any safety and local tips

Output: Start your trip 

10. Enjoy your trip

  • Keep flexible schedule
  • Meet local people and fellow travellers
  • Eat local cuisine
  • Don't waste time sleeping in the room
  • Respect the local customs and culture
  • Travel responsibly
  • Do some shopping and bring back gifts for friends and family

Output: Have a fun trip 

11. Go back to Step 1. Start planning for next trip

While I come back with great memories and share my travel stories. I start planning for my next trip, having no idea of when to go or where to go.
Tools I use for
  • Destination Research: Google Search, Blogs, Articles, Forums
  • Flight Deals: Google Flights, Skyscanner, Kayak, Airfarewatchdog, Secretflying
  • Hotel Deals: Airbnb, Booking, Hotels, Agoda, Google Hotels
  • Itinerary: Google Sheet/ Excel/ Notes
  • Packing list: To do/ List apps
  • Things to do: Blogs, Google maps, Viator, Getyourguide, Tripadvisor
submitted by Tripspell to travel [link] [comments]

Daily Releases (December 11, 2018)

Windows

Game Group Store Score (Reviews)
Yakuza 0 CPY Steam 87% (7.8k)
DUSK SKIDROW Steam 98% (1.9k)
Armored Brigade SKIDROW Matrix Games -
DUSK (RIP) SiMPLEX Steam 98% (1.9k)
Forex Trading Master: Simulator (RIP) Unleashed Steam 25% (8)
Iridescence DARKZER0 Steam -
Ancient Frontier: Steel Shadows CODEX Steam -
 
Update/Repack/Addon Group Store Score (Reviews)
Yakuza.0.REPACK CPY Steam 87% (7.8k)
The.Forest.Update.v1.10 CODEX Steam 93% (112.1k)
SpellForce.3.Update.v1.39 CODEX Steam, GOG 72% (2.5k)
Treasure.Hunter.Simulator.Update.v20181210 CODEX Steam 64% (202)
NBA.2K.Playgrounds.2.Update.v20181211 CODEX Steam 63% (117)
KURSK.Update.v1.09 CODEX Steam 54% (112)
Two.Point.Hospital.Bigfoot.Update.v1.9.24604 CODEX Steam 92% (38)
Dusk.Episode.3.RIP.MUSIC.ADDON SiMPLEX Steam 98% (1.9k)
Dandara.v1.1.5 SiMPLEX Steam 89% (133)
Youtubers.Life.OMG PLAZA Steam 72% (8.7k)
Pizza.Connection.3.Halloween.Update.v20181211 PLAZA Steam 41% (585)
American.Truck.Simulator.Oregon.Update.v1.33.2.0 PLAZA Steam 96% (545)
Rocket.League.Hot.Wheels.Triple.Threat.Update.v1.57 PLAZA Steam 68% (74)
 
DLC Group Store Score (Reviews)
Immersion Pack - Europa Universalis IV: Golden Century CODEX Steam 59% (49)
Fishing Sim World: Jezioro Bestii HOODLUM Steam 100% (1)
 

<< December 10, 2018

Q&A

Q: When will [insert game name here] be cracked?
A: STOP! CrackWatch members are not psychic. Games get cracked by completely ANONYMOUS SCENE GROUPS who don't disclose their progress or plans to the general public so NO ONE knows WHEN and IF a certain game will be cracked.
 
Q: What are all these NFO thingies? Where do I download?
A: NFOs are text files included with game releases which contain information about the releases. CrackWatch only informs which games have been cracked. To download look for the releases on CS.RIN.RU or torrent websites. Useful websites can be found in The Beginners Guide and on WebOasis.
 
Q: WTF is Denuvo?
A: Denuvo is a Digital Rights Management (DRM) technology used to protect games from being cracked. Games that have Denuvo are harder to crack and usually take much longer. See Pinned Post for a list of Denuvo games.
 
Q: An update is out, but it includes the base game as well! Can I only download the update without redownloading the entire game?
A: Yes. CS.RIN.RU is your friend.
submitted by YouSmellFunky to CrackWatch [link] [comments]

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TIL: The latest ponzi scheme - PIPcoin

Well today was interesting. After seeing a ton of people trying to spam their referral links into some of the big Facebook groups we run at work, I decided to investigate a bit more after dinner & a couple of glassses of wine.
Let me introduce you to PIPcoin. (for those like me who missed it when it last came up on the sub)
PIPcoin from the horses mouth
PIPcoin's CEO on SABC
One of his "free" seminars.
Here is a quick recording off their homepage :-(
Pipcoin is Africa’s first P2P Cryptocurrency and is more seen as an emerging digital currency that seeks to revolutionize accessibility and raise awareness about the importance of online trading to the multitudes of both the aspirant traders and those who are completely unaware of the abounding benefits and opportunities offered by the digital market. Thus, for all its worth as a potential life-changing tool, we want Pipcoin to be everybody’s business.
So this is new... lets take a look at their FAQ's because I have many! here are my favourite bits:
What Is The Structure Of A Pipcoin? Pipcoin Concept (for developers) -IF YOU HAVE 0,9999 MICRO-PIPS THEN IT WILL BE ROUNDED OFF TO 1.0000 – MAKING IT 1 PIPCOIN-
lol really? Where does that extra micro tit pip come from?
Why Pipcoin Isnt A Get Rich Quick Scheme Whenever there is a new digital breakthrough it is natural for people to be sceptic, this has been scientifically proven. Even at one stage the internet was said to be a scam, same goes to online trading, they said it won’t last. Same goes to Facebook; they said it’s an information-leaking scam. Same goes again to Bitcoin they said it’s a ‘failed experiment’. Pipcoin is the people’s currency and can never in a scale be compared to ponzi schemes and investment bonanzas; Pipcoin is a friend-to-friend digital currency which has its own crypto keys and public ledger just like any other legit digital currency. Everyone is a host to the currency, every participants’ computers serve as servers to the system and just like forex trading it is a zero-sum game, when you buy the coins there will be someone selling to you.
SkepticalHippoIsSkeptical.jpg
Who Is The Founder Of Pipcoin? However the inception of the idea can be credited to David Schwartz and the inception of the algorithm and mathematics behind to Ref Wayne, a 21 year old South African who is behind the creation of most high-tech forensic software as well as the indicators for financial trading platform (Forex Metatrader), it is without chance that the creation of Pipcoin is water-proof and crack-free.
Aside from the laughable wording, this is perhaps the most interesting part. If you can make it through this interview or this video his story sounds a lot like this "David Schwartz" story here. Excuse the popups but give it a read and obviously the comments at the bottom.
Is Pipcoin Legal? ...After all, there is no authority that can stop anyone from buying and selling a product online.
hahahahahahahahAHAHAha!
Do I Need To Provide Any Id Documents To Join Pipcoin is a cryptocurrency which means it’s completely encrypted, even for its users, it remains completely confidential. You don’t need to submit any documents.
erm... surely this goes against SO many laws in SA?
How Reliable Is This Website In Terms Of Security And Keeping Personal Data And Pipcoins [no ? at the end of these ones for some reason] We pay great attention to security and the confidential information on the website is protected by EV SSL. We don’t divulge any personal data of members to third parties. Your participation too, is strictly confidential.
thats...not really explaining it at all. SSL isnt the be-all and end all - but oh there's another one right below. Im sure that'll clear it up...
Are You Protected From Hackers We have installed power Anti-DDOS protection on our servers and have many other security measures.
well that settles it.
ok ok so whats next?
Some points/gems from their Terms of User PDF [mirror here] (i've never heard that phrase) but looks like something from the lawfirm of Copy, Pasta and Google.
All references to the ‘company,’ ‘us,’ ‘our,’ ‘we’ or ‘Pipchain’ means Pipchain South Africa S.a.r.l., a company registered under the laws of South Africa, with a share capital of EUR 55,222.08, having its registered address at L-2340 South Africa, 1, rue Philippe II, registered with the South Africa Trade and Companies Register under number B 190.078 (Business License number B190078).
I tried to find out if thats real but I couldnt figure out how to do it via the new http://www.cipc.co.za/ site.
Their privacy policy link https://pipchain.com/PrivacyPolicy.pdf 404's
Typos galore eg - " Server failure ordata loss;"
We make no warranty that the Website or the server that makes it available, are free of viruses or errors, that its content is accurate, that it will be uninterrupted, or that defects will be corrected.
wut?!
  1. AGREEMENT TO HOLD PIPCHAIN HARMLESS
wut2
7.2. If you are obligated to indemnify us, we will have the right, in our sole discretion, to control any action or proceeding (at our expense) and determine whether we wish to settle it.
ok...
9.1. You need not use a Pipchain Wallet. If you wish to use the Wallet, you must create a wallet with Pipchain to access the Services (“Wallet”)
I need an adult.
10.5. No Storage or Transmission of Pipcoins. Pipcoins are an intangible, digital asset. They exist only by virtue of the ownership record maintained in the Pipcoin network. The Services do not store, send or receive Pipcoins. Any transfer of title that might occur in any Pipcoins occurs on the decentralized ledger within the Pipcoin network and not within the Services. We do not guarantee that the Service can effect the transfer of title or right in any Pipcoins.
and
10.8. No Cancellations or Modifications. Once transaction details have been submitted to the Pipcoin network via the Services, The Services cannot assist you to cancel or otherwise modify your transaction details. Pipchain has no control over the Pipcoin Network and does not have the ability to facilitate any cancellation or modification requests.
In the SABC interview (linked at the top of this post) the CEO says he took bitcoin and 'modified' it to be safer and so you can track 'stolen or lost' coins. So thats a lie.
  1. DISCONTINUANCE OF SERVICES 15.1. We may, in our sole discretion and without cost to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, any portion of our Services. You are solely responsible for storing, outside of the Services, a backup of any Wallet Address and Private Key pair that you maintain in your Wallet.
erm, ok but because PIPcoins can only be traded on their website and not transferred to anything else... how does that work?
17.1.3. Use any robot, spider, crawler, scraper or other automated means or interface not provided by us to access our Services or to extract data; 17.1.4. Use or attempt to use another user’s Wallet without authorization
the enter key is a hard one to find on a laptop I'll give them that one...
---- gets more wine ---
They claim to have a 30-35% growth rate on any and all investments! Crazy returns.
I did a bit of a google on them and immediately found these posts.
Some choice excerpts:
The company has promised that it will soon be issuing a debit card. Promising to issue a debit is an old trick used by fraudulent companies to create a false sense of trust and legitimacy to unsuspecting investors.
and
The transfer of pipcoins is verified by one sources, instead of 3 independent source as is usually the case with legitimate crypto currencies with a blockchain.
and
They also use wording similar to ‘get-rich-quick' scheme lines such as “Pipcoin will create over a 100 millionaires by the end of this financial year”. These are revealing signs of a fraudulent scheme. Moreover, pipcoin is a closed system, you cannot trade with anyone other than randomly chose people registered on the website. Their blockchain is not public or transparent, in fact, they do not have a blockchain and, if they do have one, then it is not operational.
So who's behind it? Who is this Ref dude?
According to his Twitter bio he's "Youngest Billionaire in Africa | Founder of African 1st ever digital currency ! Get a minimum interest of 35% @infopipcoin"
here are some choice images from his public FB:
I tried to register on https://mypipcoins.com/ but there's an ASPX error during the registration process and it kept trying to switch between https and http. Great start. I tried in all major browsers and they all failed so I gave up on trying to signup with my temp email [email protected] :(
So then, lets take a closer look at the support they offer on their site. They've got one of those "live chat" widgets on their site and this evening there was actually someone online :)
I said "hello" and saw "busi has joined the conversation" - sweet.
Here is the transcript I downloaded before they killed the chat. Lucky I insta-clicked the download before they killed my chat session.
As you can see by the chat log, Busi linked me to whats obviously the new 'site' they're launching this weekend https://pipchain.com/
The site looks a lot like the blockchain.info website.
Their market page is awesome compared to blockchain.info's one! its even got a bigger market cap! Note the article links are all the same, except for two small things.
  1. None of the links work...because
  2. they've done a find&replace in the code, replacing all instances of "bitcoin" with "pipcoin" XD
Anyway, I thought I'd try signup on THIS site and lo 'n behold I managed to sign up! [email protected] lives!
Here is PIPcoin's dashboard and here is Blockchain.info's dashboard.
Here is PIPcoins transactions page and here is Blockchain.info's transaction page.
So pretty much a blatant copy/pasta job.
-- final thoughts --
Its unfortunate that the quality of journalism in SA is so weak. PIPcoin getting a lot of media attention for something thats honestly so dodgy, if you looked at it for more than 5 minutes you'd know. Many people are going to fall for this and if you look at the comments on twitter or on his FB posts or on any video calling out the scam you'll shake your head.
Someone (not me) has even put this site together https://www.pipcoin.co/ which is as informative as it is awesome! Click the login and it takes you to "Logging in should be the last thing you should be worried about right now." and the bottom of the site has the best burn ever
"This website was built as a public service announcement by concerned citizens (and shows what a legitimate site should look like"
I did try connect with the 'owner' via twitter to find the source/calculation of the "R40 314 800,00 lost & counting" figure but so far no reply.
Anyway its late and I'm going to bed. I hope you learnt something and if you see anyone in your social circles promoting this please make them aware.
EDIT: Reddit formatting is hard.
EDIT2: Got a reply from the person behind the pipcoin.co site - http://imgur.com/a/995oN which honestly shows the lack of skills the scheme has in the development/security field and now if you rewatch the interviews you can see why he's so scripted when talking about the tech stack.
EDIT3: Sigh. I made a comment on the PIPcoin FB page to warn people about this and this is the response I found this morning - http://imgur.com/a/tFoAy I dont even know what/how to respond...
submitted by Ruach to southafrica [link] [comments]

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Hi I am Alexander. Today I am going to do a broker review that many people are curious about. So far, many of you guys have asked me to recommend a broker. I hope this video helps those people who have not yet chosen a broker. To explain you guys with the advantages and disadvantages of this broker, I have been trading in this broker for. I'll tell you what I have felt about trading here.

The name of the broker is called Pivot Trade. Perhaps you might not have heard of them if you have been trading Forex for a long time. This Broker was originally an asset management company and they used to ONLY worked with companies. But they opened to the individuals for the first time in 2016 by making a broker called Pivot Trade. Okay I’ve gone too much of talking, now, I will show you what I have done through last week.

Spread Low - The first thing I noticed while I traded in Pivot Trade is that the spread is low. I will explain why it is really important to choose a broker with low spread. Basically, the movement of 1pip per lot is worth $ 10. Depending on your order, you may earn or lose $ 10. However, on the Forex trading system, we always start with a loss as much as the price of the spread. In other words, if you place a buy order, you will start from the bottom graph price, and if you place a sell order, you will start from the top graph price. That’s why spread is one of the most important factors in choosing a broker.

I will do a calculation from a money point of view. At Pivot Trade, EUR / USD is about 0.9-1.1, so we will calculate it as roughly 1pip. If you are trading at 1.5pip on another broker, there is a spread difference of 0.5pip, is it correct? Then you will have to pay an additional $ 5 for each order you do. If you trade 500 lots a month, then you would lose $5x500 = $ 2500 each month. This is not some amount of money you would want to ignore. Please, everyone who is watching this video, choose a broker with a lower spread.

But you should also be noted that brokers have a lot of false ads. If you check some websites of a broker, it says spread starts from 0.1 pip/0.3pip or what so ever, which is actually not a real spread. This spread only reaches the point for less than a second a day. Many brokers now have a zero spread account, the actual spread is zero, but they receive additional commissions. For example, the spread is 0, but the commission is from $ 20.

Deposit Bonus Withdrawal - Second, I have been working with Forex for a long time, but Pivot trade seems to offer this service to our customers for the first time. Personally, I like this most. You may have heard of Deposit Bonus. However, at Pivot Trade it is very easy to withdraw.

Pivot Trade now offers a 50% deposit bonus up to $ 5000. The Deposit Bonus is added as credit, not as real money. This money is converted into a withdrawable balance of $ 3 for each 1 lot transaction. I have asked the customer service, and they said that bonus will be converted into balance once a week. For example, if you have traded 15 lots this week, $ 45 of the bonus can be withdrawn immediately.

They received the highest customer satisfaction award in year 2018. You can also see there are few more awards they have received.

In conclusion, I am very satisfied that they have low spread. Additionally, the deposit bonus which can be withdrawn even if you trade one lot, is very competitive and seems to be a very good promotion for traders to enjoy. Since this broker is also a registered at Financial Service Authority at St. Vincent, it seem that you don’t have to worry about the safety of the fund.

If you have any questions, please contact:
Web-site: https://en.mt4trading.ru
Skype: master.trade.win
Tel.: +7(928)2514977
Email: [[email protected]](mailto:[email protected])

Video address: https://www.youtube.com/watch?v=oQA3XWBy6Eo
This video was published on: December 29, 2018.
Channel: https://www.youtube.com/usecomemoneys

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submitted by Mt4Trading to u/Mt4Trading [link] [comments]

Daily Releases (December 11, 2018)

Windows

Game Group Store Score (Reviews)
Yakuza 0 (REPACK) - DENUVO CPY Steam 87% (7.8k)
Yakuza 0 - DENUVO CPY Steam 87% (7.8k)
DUSK SKIDROW Steam 98% (1.9k)
Forex Trading Master: Simulator (RIP) Unleashed Steam 25% (8)
Youtubers Life Omg PLAZA Microsoft Store -
Iridescence DARKZER0 Steam -
 
Update Group Store Score (Reviews)
The.Forest.Update.v1.10 CODEX Steam 93% (112.1k)
SpellForce.3.Update.v1.39 CODEX Steam, GOG 72% (2.5k)
Treasure.Hunter.Simulator.Update.v20181210 CODEX Steam 64% (202)
NBA.2K.Playgrounds.2.Update.v20181211 CODEX Steam 63% (117)
KURSK.Update.v1.09 CODEX Steam 54% (112)
Two.Point.Hospital.Bigfoot.Update.v1.9.24604 CODEX Steam 92% (38)
Dusk.Episode.3.RIP.MUSIC.ADDON SiMPLEX Steam 98% (1.9k)
Dandara.v1.1.5 SiMPLEX Steam 89% (133)
Pizza.Connection.3.Halloween.Update.v20181211 PLAZA Steam 41% (585)
American.Truck.Simulator.Oregon.Update.v1.33.2.0 PLAZA Steam 96% (545)
Rocket.League.Hot.Wheels.Triple.Threat.Update.v1.57 PLAZA Steam 68% (74)
 
DLC Group Store Score (Reviews)
Immersion Pack - Europa Universalis IV: Golden Century CODEX Steam 59% (49)
Fishing Sim World: Jezioro Bestii HOODLUM Steam 100% (1)
 

<< December 10, 2018

Q&A

Q: When will [insert game name here] be cracked?
A: STOP! CrackWatch members are not psychic. Games get cracked by completely ANONYMOUS SCENE GROUPS who don't disclose their progress or plans to the general public so NO ONE knows WHEN and IF a certain game will be cracked.
 
Q: What are all these NFO thingies? Where do I download?
A: NFOs are text files included with game releases which contain information about the releases. CrackWatch only informs which games have been cracked. To download look for the releases on CS.RIN.RU or torrent websites. Useful websites can be found in The Beginners Guide and on WebOasis.
 
Q: WTF is Denuvo?
A: Denuvo is a Digital Rights Management (DRM) technology used to protect games from being cracked. Games that have Denuvo are harder to crack and usually take much longer. See Pinned Post for a list of Denuvo games.
 
Q: An update is out, but it includes the base game as well! Can I only download the update without redownloading the entire game?
A: Yes. CS.RIN.RU is your friend.
submitted by dailyreleases to dailyreleases [link] [comments]

Daily Releases (December 11, 2018) - Source

# Windows | Game | Group | Store | Score (Reviews) | |:-|:-|:-|:-| | [Yakuza 0 (REPACK)](https://www.xrel.to/game-nfo/1721812/Yakuza-0-REPACK-CPY.html) **- DENUVO** | CPY | [Steam](https://store.steampowered.com/app/638970) | 87% (7.8k) | | [Yakuza 0](https://www.xrel.to/game-nfo/1721757/Yakuza-0-CPY.html) **- DENUVO** | CPY | [Steam](https://store.steampowered.com/app/638970) | 87% (7.8k) | | [DUSK](https://www.xrel.to/game-nfo/1721398/DUSK-Episode-3-SKIDROW.html) | SKIDROW | [Steam](https://store.steampowered.com/app/519860/DUSK/) | 98% (1.9k) | | [Forex Trading Master: Simulator (RIP)](https://www.xrel.to/game-nfo/1721835/Forex-Trading-Master-Simulator-RIP-Unleashed.html) | Unleashed | [Steam](https://store.steampowered.com/app/955070) | 25% (8) | | [Youtubers Life Omg](https://www.xrel.to/game-nfo/1721813/Youtubers-Life-OMG-PLAZA.html) | PLAZA | [Microsoft Store](https://www.microsoft.com/en-us/p/youtubers-life-omg-edition/bzhcz2t1gc54) | - | | [Iridescence](https://www.xrel.to/game-nfo/1721719/Iridescence-DARKZER0.html) | DARKZER0 | [Steam](https://store.steampowered.com/app/792190) | - |   | Update | Group | Store | Score (Reviews) | |:-|:-|:-|:-| | [The.Forest.Update.v1.10](https://www.xrel.to/game-nfo/1721706/The-Forest-Update-v1-10-CODEX.html) | CODEX | [Steam](https://store.steampowered.com/app/242760) | 93% (112.1k) | | [SpellForce.3.Update.v1.39](https://www.xrel.to/game-nfo/1721815/SpellForce-3-Update-v1-39-CODEX.html) | CODEX | [Steam](https://store.steampowered.com/app/311290), [GOG](https://gog.com/game/spellforce_iii 'DRM-Free! 👍') | 72% (2.5k) | | [Treasure.Hunter.Simulator.Update.v20181210](https://www.xrel.to/game-nfo/1721704/Treasure-Hunter-Simulator-Update-v20181210-CODEX.html) | CODEX | [Steam](https://store.steampowered.com/app/748300) | 64% (202) | | [NBA.2K.Playgrounds.2.Update.v20181211](https://www.xrel.to/game-nfo/1721885/NBA-2K-Playgrounds-2-Update-v20181211-CODEX.html) | CODEX | [Steam](https://store.steampowered.com/app/726590) | 63% (117) | | [KURSK.Update.v1.09](https://www.xrel.to/game-nfo/1721365/KURSK-Update-v1-09-CODEX.html) | CODEX | [Steam](https://store.steampowered.com/app/860620) | 54% (112) | | [Two.Point.Hospital.Bigfoot.Update.v1.9.24604](https://www.xrel.to/game-nfo/1721702/Two-Point-Hospital-Bigfoot-Update-v1-9-24604-CODEX.html) | CODEX | [Steam](https://store.steampowered.com/app/966690) | 92% (38) | | [Dusk.Episode.3.RIP.MUSIC.ADDON](https://www.xrel.to/game-nfo/1721884/Dusk-Episode-3-RIP-MUSIC-ADDON-SiMPLEX.html) | SiMPLEX | [Steam](https://store.steampowered.com/app/519860/DUSK/) | 98% (1.9k) | | [Dandara.v1.1.5](https://www.xrel.to/game-nfo/1721910/Dandara-v1-1-5-SiMPLEX.html) | SiMPLEX | [Steam](https://store.steampowered.com/app/612390) | 89% (133) | | [Pizza.Connection.3.Halloween.Update.v20181211](https://www.xrel.to/game-nfo/1721848/Pizza-Connection-3-Halloween-Update-v20181211-PLAZA.html) | PLAZA | [Steam](https://store.steampowered.com/app/588160/Pizza_Connection_3/) | 41% (585) | | [American.Truck.Simulator.Oregon.Update.v1.33.2.0](https://www.xrel.to/game-nfo/1721771/American-Truck-Simulator-Oregon-Update-v1-33-2-0-PLAZA.html) | PLAZA | [Steam](https://store.steampowered.com/app/800370) | 96% (545) | | [Rocket.League.Hot.Wheels.Triple.Threat.Update.v1.57](https://www.xrel.to/game-nfo/1721395/Rocket-League-Hot-Wheels-Triple-Threat-Update-v1-57-PLAZA.html) | PLAZA | [Steam](https://store.steampowered.com/app/910940/Rocket_League__Hot_Wheels_Triple_Threat_DLC_Pack/) | 68% (74) |   | DLC | Group | Store | Score (Reviews) | |:-|:-|:-|:-| | [Immersion Pack \- Europa Universalis IV: Golden Century](https://www.xrel.to/game-nfo/1721836/Europa-Universalis-IV-Golden-Century-CODEX.html) | CODEX | [Steam](https://store.steampowered.com/app/960920/Immersion_Pack__Europa_Universalis_IV_Golden_Century/) | 59% (49) | | [Fishing Sim World: Jezioro Bestii](https://www.xrel.to/game-nfo/1721862/Fishing-Sim-World-Jezioro-Bestii-HOODLUM.html) | HOODLUM | [Steam](https://store.steampowered.com/app/940530) | 100% (1) |   # [<< December 10, 2018](https://www.reddit.com/CrackWatch/comments/a59pxc/daily_releases_december_10_2018/) ***** #Q&A **Q:** When will [insert game name here] be cracked? **A:** STOP! CrackWatch members are not psychic. Games get cracked by completely **[ANONYMOUS SCENE GROUPS](https://en.wikipedia.org/wiki/Warez_scene_)** who don't disclose their progress or plans to the general public so **NO ONE** knows **WHEN** and **IF** a certain game will be cracked.   **Q:** What are all these NFO thingies? Where do I download? **A:** NFOs are text files included with game releases which contain information about the releases. CrackWatch only informs which games have been cracked. To download look for the releases on [CS.RIN.RU](https://cs.rin.ru/forum/) or torrent websites. Useful websites can be found in [The Beginners Guide](/CrackWatch/comments/8opuhg) and on [WebOasis](https://weboas.is/).   **Q:** WTF is Denuvo? **A:** Denuvo is a Digital Rights Management (DRM) technology used to protect games from being cracked. Games that have Denuvo are harder to crack and usually take much longer. See [Pinned Post](/CrackWatch/comments/9c16zi) for a list of Denuvo games.   **Q:** An update is out, but it includes the base game as well! Can I only download the update without redownloading the entire game? **A:** Yes. [CS.RIN.RU](https://cs.rin.ru/forum/) is your friend. 
submitted by dailyreleases to dailyreleases [link] [comments]

Binary Boom Review 2015 - Is Binary Boom SCAM? So How Does Binary Boom Software Work?? Binary Boom By Dennis Anker Review

Binary Boom Review 2015 - WHAT THE HECK IS A BOOM? Learn the Insider Details about Binary Boom in this Binary Boom review! So What is Binary Boom Software all about? So Does Binary Boom Actually Work? Is Binary Boom Software scam or does it really work?
To find answers to these concerns continue reading my in depth and honest Binary Boom Review below.
Binary Boom Description:
Name: Binary Boom
Niche: Binary Options.
Official Web site: Activate The NEW Binary Boom Software!! CLICK HERE NOW!!!
What is Binary Boom?
Binary Boom is basically a binary options trading software application that is developed to assistance traders win and predict the market trends with binary options. The software likewise offers evaluations of the market conditions so that traders can know exactly what should be your next step. It provides different secret techniques that ultimately assists. traders without using any complicated trading indicators or follow graphs.
Binary Boom Binary Options Trading Strategy
Base the Binary Boom trading technique. After you see it working, you can start to execute your method with regular sized lots. This technique will pay off with time. Every Forex binary options trader should select an account type that is in accordance with their needs and expectations. A bigger account does not imply a bigger profit potential so it is a great concept to begin little and slowly add to your account as your returns increase based on the trading selections you make.
Binary Options Trading
To assist you trade binary options effectively, it is very important to have an understanding behind the principles of Binary Options Trading. Currency Trading, or foreign exchange, is based upon the perceived value of. 2 currencies relative to one another, and is affected by the political stability of the country, inflation and interest rates to name a few things. Keep this in mind as you trade and discover more about binary options to optimize your learning experience.
Are the trades on the Binary Boom website actually live and occurring today this very second"? Is exactly what I'm seeing the REAL live price of the currency pairs?
Yes, trades are genuine. And yes, you see the REAL TIME rate of each currency pair traded.
Exactly what you're seeing are genuine trades that Binary Boom is placing right now in my Binary Options brokerage account, as they're being traded.
The entry and expiry prices and times are all accurate and precise.
The only thing they delay on the site is whether the trade is a CALL or a PUT ... and I do that for only 20 seconds.
Click Here And Watch This Video And Learn Why The Trades Are LIVE
Why does binary boom delay this information?
So People can not copy trades straight from the Binary Boom website, and because a 20 second delay is fair: on the one hand, They as much better results due to the fact that these are 60 second Binary options trades and rate can still change throughout the last 40 seconds.
On the other hand, anyone attempting to copy trades straight from the Binary Boom website won't get the real outcomes of Binary Boom as they'll be copying trades that are 20 seconds old.
Why are they delaying whether a trade is a CALL or a PUT by 20 seconds?
So people can't copy trades straight from the Binary Boom website. So dennis anker decided that a 20 second delay was fair because it prevents manually copying the trades, but it doesn't enable enough time to falsify the results you see with any degree of consistency. That's a win win situation - I can be sure that no one is copying trades from the Binary Boom site and you can be sure that the outcomes are genuine.
Is it possible for you to control the published outcomes by concealing the CALL/ PUT status for 20 seconds?
No, it's IMPOSSIBLE. Here's why:
BinaryBoom places 60 second Binary options trades. This is very important because when binary boom spots a trend it will place multiple trades for maximum profits!
If you're streaming existing market prices, it's difficult to know which rate will be 60 seconds from now. It's likewise impossible to understand which rate will certainly be 40 seconds from now.
Simply puts, the preliminary 20 seconds of each trade offers dennis anker NO benefit in knowing where rate will certainly be when a 60 second Binary Options trade expires.
Do not believe me? try it yourself!
Do the following:
Go to ANY broker, select any currency pair, then try speculating if cost will be above or below the existing market price after 40 seconds.
Wait 40 seconds.
Do that 10 times.
I ENSURE you will not be right more than 3 4 times!
The ONLY reason dennis postpone revealing the CALL/ PUT condition of a trade is merely to prevent people copying trades straight from the web site.
Is it safe to download the BinaryBoom software?
Yes, downloading is 100% safe for 2 factors.
First, binary boom is a Microsoft Verified Publisher.
That indicates dennis has given a special "certification" that confirms the validity of the binary boom software, that it does not contain a virus, malware, and so on, that it's 100 % clean and hasn't been tampered with in any way.
It's really HARD to get this kind of certification, but means that software publishers who do are the most reliable on the web.
The "certification" is embedded in the binary boom application and recognized by Windows, so you can verify that binary boom is a Microsoft Verified Publisher merely looking for this when installing BinaryBoom:
KEEP IN MIND: NEVER set up software application that doesn't show the name of the business in the Verified Publisher field.
Second, BinaryBoom has close to 7,000 ACTIVE happy users.
What The Heck Is Boom? A boom is when a currency pair has started to trend, That is the reason binary boom is so profitable it place's trades within a trend!
Binary Boom Summary
In summary, there are some obvious concepts that have actually been tested in time, as well as some newer strategies. that you may not have actually thought about. Hopefully, as long as you follow exactly what we suggest in this article you can either get started with trading with Binary Boom or enhance on exactly what you have already done.
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Click Here To Download Binary Boom Right NOW!
submitted by TinaDolloff46 to TinaDolloff [link] [comments]

Apple Stock Robot Review 2015 - Is The Apple Bot SCAM Or LEGIT? Best Apple Stock Trading Software! Apple Bot By Gunnar Errikson Review

Apple Stock Robot Review 2015 - APPLE BOT?? Discover the INSIDER Facts about The Apple Stock Robot in this Apple Stock Bot review! So What is Apple Bot Software all about? So Does Apple Stock Robot Actually Work? Is Apple Stock Bot scam or does it really work?
To find answers to these questions continue reading my in depth and honest Apple Bot Review below.
Apple Stock Robot Description:
Name: Apple Bot
Niche: Apple Stock Trading
Official Website: Activate The NEW Apple Stock Robot!! CLICK HERE NOW!!!
What is Apple Stock Robot?
Apple Stock Robot is essentially a stock trading software that was created to help traders win and forecast the marketplace trends with apple stocks. The software likewise offers evaluations of the market conditions so that traders can understand exactly what should be your next step. It offers various secret techniques that eventually assists traders without utilizing any complicated trading indicators and without needing to follow graphs.
Apple Stock Bot - Apple Stock Trading Strategy
Base the Apple Stock Robot trading strategy. After you see it working, you can begin to execute your technique with routine sized lots. This approach will certainly settle in time. Every stock trader should select an account type that is in accordance with their needs and expectations. A larger account does not imply a bigger revenue potential so it is an excellent concept to start little and slowly add to your account as your returns increase based on the trading choices you make. Keep this in mind as you trade and discover more about apple stock trading to optimize your learning experience and to boost your income.
Apple Stock Robot Summary
In summary, there are some obvious ideas that have actually been tested with time, along with some more recent techniques. that you may not have thought about. Ideally, as long as you follow what we recommend in this article you can either begin with trading with Apple Stock Robot or enhance on what you have actually currently done.
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Profit Genius Review 2015 - Is Profit Genius SCAM Or LEGIT? Best Binary Options Trading Software. The Truth About Profit Genius By Henry Goldman Review

Profit Genius Review 2015 - PROFIT GENIUS?? Find out the Secrets about Profit Genius in this Profit Genius review! So Exactly what is Profit Genius Software all about? Does Profit Genius Actually Work? Is Profit Genius Software application scam or does it really work?
To discover answers to these questions continue reading my in depth and honest Profit Genius Review below.
Profit Genius Description:
Name: Profit Genius
Niche: Binary Options.
Profit Genius Is LEGIT!
It’s best you go now because the places are going super fast!
Official Web site: Access The NEW Profit Genius!! CLICK HERE NOW!!!
Exactly what is Profit Genius?
Profit Genius is generally a binary options trading software application that is designed to help traders win and predict the market trends with binary options. The software application likewise provides analyses of the market conditions so that traders can understand what should be your next step. It offers various secret strategies that ultimately helps You without making use of any complicated trading indicators or having to follow charts.
Profit Genius Binary Options Trading Method
Base the Profit Genius trading strategy. After you see it working, you can start to implement your method with regular sized lots. This method will settle in time. Every Forex binary options trader must choose an account type that is in accordance with their requirements and expectations. A larger account does not imply a bigger profit potential so it is a fantastic idea to start small and quickly add to your account as your returns increase based upon the winning trading selections the software will make.
Binary Options Trading
To help you trade binary options properly, it is important to have an understanding behind the fundamentals of Binary Options Trading. Currency Trading, or forex, is based upon the perceived value of 2 currencies pairs to one another, and is influenced by the political stability of the country, inflation and interest rates to name a few things. Keep this in mind as you trade and find out more about binary options to maximize your learning experience.
Profit Genius Summary
In summary, there are some evident ideas that have been checked with time, in addition to some more recent methods. that you might not have considered. Hopefully, as long as you follow exactly what we suggest in this short article you can either get going with trading with Profit Genius or enhance on exactly what you have actually currently done.
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Binary Hijack Review 2015 - Is Binary Hijack SCAM Or LEGIT? So How Does Binary Hijack Software Work? Binary Hijack By Nick Review

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Binary Hijack Description:
Name: Binary Hijack
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Exactly what is Binary Hijack?
Binary Hijack is generally a binary options trading software application that is designed to help traders win and forecast the marketplace trends with binary options. The software likewise offers analyses of the market conditions so that traders can know what should be your next step. It gives various secret strategies that ultimately helps. traders without utilizing any complicated trading indicators or follow graphs.
Binary Hijack Binary Options Trading Method
Base the Binary Hijack trading method. After you see it working, you can start to execute your technique with regular sized lots. This technique will certainly pay off over time. Every Forex binary options trader must pick an account type that is in accordance with their needs and expectations. A larger account does not indicate a larger profit potential so it is a fantastic concept to start little and slowly add to your account as your returns increase based upon the trading choices you make.
Binary Options Trading
To assist you trade binary options correctly, it is essential to have an understanding behind the fundamentals of Binary Options Trading. Currency Trading, or foreign exchange, is based on the viewed value of two currencies pairs to one another, and is affected by the political stability of the country, inflation and interest rates to name a few things. Keep this in mind as you trade and find out more about binary options to optimize your learning experience and boost your profits.
Binary Hijack Summary
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China Millionaire Review 2015 - Is China Millionaire SCAM Or LEGIT? How Does China Millionaire Software Work!! China Millionaire By Jin Lee Review

China Millionaire Review 2015 - CHINA MILLIONAIRE?? CHINA'S SECRET REVEALED!! Find out the Facts about China Millionaire in this China Millionaire review! So What is China Millionaire Software all about? Does China Millionaire Actually Work? Is China Millionaire Software application scam or does it really work?
To find answers to these concerns continue reading my in depth and truthful China Millionaire Review below.
China Millionaire Description:
Name: China Millionaire
Niche: Binary Options.
Official Website: Activate The NEW China Millionaire!! CLICK HERE NOW!!!
Exactly what is China Millionaire?
China Millionaire is essentially a binary options trading software that is created to assistance traders win and forecast the market trends with binary options. The software also offers analyses of the market conditions so that traders can know exactly what should be your next step. It offers different secret techniques that ultimately helps. traders without utilizing any complex trading indicators or follow graphs.
China Millionaire Binary Options Trading Technique
Base the China Millionaire trading method. After you see it working, you can begin to execute your method with regular sized lots. This method will certainly pay off in time. Every Forex binary options trader should pick an account type that is in accordance with their needs and expectations. A larger account does not mean a larger revenue potential so it is a great idea to begin small and slowly add to your account as your returns increase based upon the trading selections you make.
Binary Options Trading
To assist you trade binary options effectively, it is necessary to have an understanding behind the fundamentals of Binary Options Trading. Currency Trading, or foreign exchange, is based on the viewed value of 2 currencies pairs to one another, and is affected by the political stability of the country, inflation and interest rates among other things. Keep this in mind as you trade and discover more about binary options to optimize your learning experience and boost your trading profits.
Will this work for You?
China Millionaire is a super algorithm that allows you to profit on auto pilot. What does that mean? It means that you can make automated trades without even knowing what a ‘call’ or ‘put’ is. Just follow the easy instructions and you will be trading like a pro – even if you don’t know a thing about trading!
What does approved and verified mean?
Good question. The China Millionaire software is an Approved and Verified software. That means that all results and claims have been independently verified and approved by a third party. So you can rest assured that all results are accurate.
Who can I call with questions?
As a China Millionaire member, you will have access to your own 24/7 support line. Call them any time, they are always there to help you!
Where can You use the software?
Because the China Millionaire software is digital, you can use the software absolutely anywhere. Access China Millionaire from your PC, laptop, tablet and smartphone wherever there is an Internet connection.
How fast can You withdraw your profits?
You can withdraw your profits at any time and they will appear in your bank account within 2-3 business days.
China Millionaire Summary
In summary, there are some apparent ideas that have been checked in time, along with some more recent methods. that you might not have actually considered. Hopefully, as long as you follow exactly what we suggest in this article you can either start with trading with China Millionaire or improve on what you have actually currently done.
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Google Trader Review 2015 - Is Google Trader SCAM Or LEGIT? Best Binary Options Trading System.. The Truth About Google Trader 2015 By Ben Williams Review

Google Trader Review 2015 - GOOGLE TRADER?? Discover the SECRETS about Google Trader in this Google Trader review! So Exactly what is Google Trader Software all about? Does Google Trader Actually Work? Is Google Trader Software application scam or does it really work?
To discover answers to these concerns continue reading my in depth and honest Google Trader Review below.
Google Trader Description:
Name: Google Trader
Niche: Binary Options.
Ben William has created a This Amazing Trading Software called “Google Trader” The software works on autopilot and place's the winning trades on big markets and stocks like eBay, Yahoo, Facebook and Google and few other big stocks like Coca Cola etc..
You just have to activate it and DONE, It will do the rest of lifting if self..
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Exactly what is Google Trader?
Google Trader is basically a binary options trading software that is created to help traders win and predict the marketplace trends with binary options. The software likewise offers analyses of the market conditions so that traders can understand what should be your next step. It provides different secret methods that ultimately assists. traders without using any complex trading indications or follow charts.
Google Trader Binary Options Trading Method
Base the GoogleTrader 2015 trading method. After you see it working, you can start to implement your technique with regular sized lots. This approach will certainly settle gradually. Every Forex binary options trader should pick an account type that is in accordance with their requirements and expectations. A larger account does not imply a larger profit potential so it is a great idea to begin little and quickly add to your account as your returns increase based upon the winning trading selections the software makes.
Binary Options Trading
To help you trade binary options properly, it is necessary to have an understanding behind the fundamentals of Binary Options Trading. Currency Trading, or foreign exchange, is based on the perceived value of 2 currencies pairs to one another, and is affected by the political stability of the country, inflation and interest rates to name a few things. Keep this in mind as you trade and learn more about binary options to optimize your learning experience.
Things That You Need To Know About Google Trader:
Google Algorithm
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Auto Trading Software
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Google Trader Summary
In summary, there are some evident ideas that have actually been checked in time, in addition to some more recent techniques. that you might not have actually thought about. Ideally, as long as you follow what we recommend in this short article you can either get going with trading with Google Trader or improve on what you have actually already done.
GoogleTrader is the Most Advanced and Most Accurate trading bot ever Released!
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Best FOREX ROBOT Ever 2019. $100 to $50,000 in a ... - YouTube Forex Review - How I Trade - YouTube Forex Reviews - YouTube Andrew's Forex System Review - My opinion Private wealth robot forex downloader - YouTube

Forex.com provides trading ideas based on technical analysis. You can find them on the platform if you click 'Trading Central'. Trading ideas are also available through Autochartist, but when testing, it did not load, could not be used. Fundamental data. Forex.com does not provide any fundamental data. Charting. Forex.com has great charting tools. You can easily edit and save your charts ... If you are interested in downloading a youtube video downloader software, you will want to stick around this post where I will be sharing them with you. Lists Clients Feedback on Super EZ Forex. On the page, Super EZ Forex publishes three testimonials from people who seem like close friends. Since this is a product made last year in 2018, the clients reviews are expected to be a bit more. This may be explained as it not being yet popular or finding it difficult to compete in the market. Site Reviews; WAPMON YOUTUBE DOWNLOADER –HOW TO DOWNLOAD ALL VIDEO FORMATS. By. CCNWORLDTECH - July 2, 2020. 0. Facebook. Twitter. Pinterest . WhatsApp. Linkedin. ReddIt. Email. Tumblr. Telegram. Wapmon is an online platform which serves the two major purposes of downloading and converting videos. On one hand, the platform is available to anyone who wishes to download movies, music videos ... Unlike other downloaders, you also get the option to download it in your preferred format. If you want to download or convert any video from YouTube, simply put the link in the given search bar and you will be shown many options.If you need some songs or podcasts in MP3 format, simply choose the YouTube to MP3 option to get it in audio format ... forex free download - Robot Forex 2013 Profesional, Forex All-In-One-Widget, Forex Tester, and many more programs We offer the fastest way to save YouTube videos in mp3, mp4, or in other range of formats. It’s the most convenient YouTube video downloader you’ve ever tried!

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Best FOREX ROBOT Ever 2019. $100 to $50,000 in a ... - YouTube

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